<p dir="RTL" ><img src="https://argaamplus.s3.amazonaws.com/d2a11765-34b6-4607-9cc6-8ae7a72d523e.png" ><span ><span ><span class="ckeCaption" >نقود سعودية</span></span></span></p>

<hr>
<p dir="RTL" ><span >ارتفعت القروض العقارية التي منحتها البنوك التجارية في السعودية للأفراد والشركات بنهاية الربع الأول 2024 بنسبة قدرها 13% لتصل إلى نحو 800.5 مليار ريال، مقارنة بـ706 مليارات ريال بنهاية الربع الأول2023.</span></p>

<p dir="RTL" ></p>

<p align="center" dir="RTL" ><span ><span ><a href="https://macroeconomics.argaam.com/ar/financial-and-insurances-sector/consumer-and-mortgage-loans/120" target="_blank"><strong>للاطلاع على المزيد من تفاصيل القروض العقارية</strong></a></span></span></p>

<p dir="RTL" ></p>

<p dir="RTL" ><span ><span ><span ><span >وحسب البيانات المحدثة التي نشرها البنك المركزي السعودي ساما، ارتفعت قيمة القروض الممنوحة للأفراد والتي تشكل </span></span><span ><span >78</span></span><span ><span >% من إجمالي القروض العقارية بنسبة 10% خلال الربع الأول 2024، لتصل إلى نحو 625.2 مليار ريال، وذلك مقارنة بنهاية الفترة ذاتها من العام الماضي.</span></span></span></span></p>

<p dir="RTL" ></p>

<p dir="RTL" ><span ><span ><span ><span >كما بلغت القروض العقارية الممنوحة للشركات نحو 175.2 مليار ريال بنهاية الربع الأول 2024، مرتفعة بنسبة 26% عن الربع الأول من عام 2023.</span></span></span></span></p>

<p dir="RTL" ></p>

<table align="center" border="1" cellpadding="0" cellspacing="0" dir="rtl" width="100%">
<tbody>
<tr >
<td colspan="4" >
<p dir="RTL" ><span ><span ><strong>تفاصيل القروض العقارية الممنوحة من المصارف التجارية (مليار ريال)</strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الفترة</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >الربع الأول 2023</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >الربع الأول 2024</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >التغير</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong>الأفراد</strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span >566.9</span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span >625.2</span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >+ </span></span></span><span >%</span><span ><span ><span >10</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong>الشركات</strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span >139.0</span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span >175.2</span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >+ </span></span></span><span >%</span><span ><span ><span >26</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الإجمالي</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong>706.0</strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong>800.5</strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >+ </span></strong></span></span><strong ><span >%</span></strong><span ><span ><strong><span >13</span></strong></span></span></p>
</td>
</tr>
</tbody>
</table>

<div ></div>

<div ><br>
</div>

<p dir="RTL" ><span ><span ><strong><span >وفيما يلي جدول يوضح تطور القروض العقارية الممنوحة من المصارف:</span></strong></span></span></p>

<p dir="RTL" ></p>

<table align="center" border="0" cellpadding="0" cellspacing="0" dir="rtl" width="100%">
<tbody>
<tr >
<td colspan="4" >
<p dir="RTL" ><span ><span ><strong>تطور القروض العقارية الممنوحة من المصارف التجارية</strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الفترة</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >الأفراد</span></strong><em><span >(مليار ريال)</span></em></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >الشركات</span></strong><em><span >(مليار ريال)</span></em></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >الإجمالي</span></strong><em><span >(مليار ريال)</span></em></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الأول 2019</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR"><span >150.9</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR"><span >97.1</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span dir="LTR"><span >248.0</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثاني 2019</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR"><span >162.5</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR"><span >96.7</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span dir="LTR"><span >259.2</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثالث 2019</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR"><span >176.7</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR"><span >99.2</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span dir="LTR"><span >275.9</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الرابع 2019</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR"><span >198.1</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR"><span >99.3</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span dir="LTR"><span >297.4</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الأول 2020</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >225.1</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >104.2</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >329.3</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثاني 2020</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >250.3</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >109.6</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >359.9</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثالث 2020</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >279.2</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >112.9</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >392.1</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الرابع 2020</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >315.2</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >113.2</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >428.4</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الأول 2021</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >358.0</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >116.5</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >474.5</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثاني 2021</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >384.7</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >118.1</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >502.7</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثالث 2021</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >412.6</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >120.9</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >533.5</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الرابع 2021</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >445.8</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >123.1</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >568.9</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الأول 2022</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >476.2</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >129.4</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >605.5</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثاني 2022</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >503.2</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >135.0</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >638.3</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثالث 2022</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >529.6</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >133.1</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >662.7</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الرابع 2022</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >549.8</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >138.1</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >687.8</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الأول 2023</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >566.9</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >139.1</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >706.0</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثاني 2023</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >582.4</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >148.9</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >731.3</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثالث 2023</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >591.7</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >155.5</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >747.2</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الرابع 2023</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >607.2</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >160.1</span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >767.3</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الأول 2024</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span >625.2</span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span >175.2</span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong>800.5</strong></span></span></p>
</td>
</tr>
</tbody>
</table>

<div ></div>

<p dir="RTL" ><span ><span ><span ><span >ووفقا لتقرير ساما، شهدت القروض الاستهلاكية </span></span><span ><span >ارتفاعا</span></span><span ><span > بنسبة </span></span><span dir="LTR" ><span >1</span></span><span ><span >% بنهاية الربع الأول 2024، مقارنة بالفترة نفسها من عام 2023، لتصل إلى </span></span><span dir="LTR" ><span >450.9</span></span><span ><span > مليار ريال</span></span><span dir="LTR" ><span >.</span></span></span></span></p>

<p dir="RTL" ></p>

<p dir="RTL" ><span ><span ><span ><span >وتضم القروض الاستهلاكية -بالإضافة إلى قروض ترميم وتحسين العقارات- قروض السيارات ووسائل النقل الشخصية، والقروض الاستهلاكية للتعليم والصحة والسياحة والسفر والأثاث والسلع المعمرة وقروضًا أخرى</span></span><span dir="LTR" ><span >.</span></span></span></span></p>

<p dir="RTL" ></p>

<p dir="RTL" ><span ><span ><strong><span >والجدول التالي يبين تطور القروض الاستهلاكية:</span></strong></span></span></p>

<p dir="RTL" ></p>

<table align="center" border="1" cellpadding="0" cellspacing="0" dir="rtl" width="100%">
<tbody>
<tr >
<td colspan="5" >
<p dir="RTL" ><span ><span ><strong>تطور القروض الاستهلاكية*</strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الفترة</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >ترميم وتحسين</span></strong><br>
<strong><span >عقارات</span></strong></span></span></p>

<p align="center" dir="RTL" ><span ><span ><em><span >(مليار ريال)</span></em></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >وسائل نقل </span></strong></span></span></p>

<p align="center" dir="RTL" ><span ><span ><strong><span >وأثاث وتعليم</span></strong><br>
<strong><span >ورعاية صحية وسياحة</span></strong><br>
<span ><em>(مليار ريال)</em></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >أخرى</span></strong><br>
<em><span >(مليار ريال)</span></em></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >المجموع</span></strong><br>
<em><span >(مليار ريال)</span></em></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الأول 2019</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >27.16</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >33.38</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >258.71</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span dir="LTR" ><span >319.25</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الثاني 2019</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >26.15</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >32.70</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >260.03</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span dir="LTR" ><span >318.88</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الثالث 2019</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >25.58</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >32.17</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >264.56</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span dir="LTR" ><span >322.31</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الرابع 2019</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >25.65</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >32.34</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >275.45</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span dir="LTR" ><span >333.44</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الأول 2020</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >25.70</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >32.81</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >277.14</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >335.65</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الثاني 2020</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >25.27</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >32.98</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >277.52</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >335.77</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الثالث 2020</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >25.46</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >33.60</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >293.21</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >352.26</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الرابع 2020</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >23.87</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >31.77</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >309.61</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >365.25</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الأول 2021</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >23.79</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >33.65</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >322.10</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >379.54</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الثاني 2021</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >22.20</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >33.82</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >338.16</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >394.18</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الثالث 2021</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >20.34</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >34.22</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >357.11</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >411.67</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الرابع 2021</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >19.06</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >32.71</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >376.62</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >428.40</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الأول </span></span></strong><strong><span dir="LTR" ><span >2022</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >16.48</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >28.49</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >391.55</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >436.52</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الثاني </span></span></strong><strong><span dir="LTR" ><span >2022</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >15.23</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >28.26</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >402.27</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >445.75</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الثالث 2022</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >14.27</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >27.75</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >406.12</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >448.14</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الرابع 2022</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >13.44</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >27.43</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >410.69</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >451.55</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الأول 2023</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >12.59</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >27.24</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >408.13</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >447.95</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الثاني 2023</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >11.80</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >26.96</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >405.20</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >443.95</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الثالث 2023</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >11.26</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >27.50</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >405.68</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >44</span></span></strong><strong><span >4.45</span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الرابع 2023</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >10.79</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >28.09</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >402.95</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >441.83</span></span></strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الأول 2024</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >10.58</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span dir="LTR" ><span >29.23</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >411.07</span></span></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span ><span >450.89</span></span></strong></span></span></p>
</td>
</tr>
</tbody>
</table>

<div >
<p class="ckeCaption">*يُستثنى من ذلك التمويل العقاري والتأجير التمويلي والتمويل الممنوح بغرض المتاجرة بالأسهم.</p>
</div>

<p dir="RTL" ></p>

<p><br>
</p>

<p dir="RTL" ><span >وارتفعت قروض البطاقات الائتمانية بنهاية الربع الأول 2024 بنسبة 16% لتصل إلى 27.2 مليار ريال، مقارنة بنهاية الربع الأول2023.</span></p>

<p dir="RTL" ></p>

<p dir="RTL" ><span ><span ><strong><span >وفيما يلي جدول يوضح تطور قروض بطاقات الائتمان:</span></strong></span></span></p>

<p dir="RTL" ></p>

<table align="center" border="1" cellpadding="0" cellspacing="0" dir="rtl" width="100%">
<tbody>
<tr >
<td colspan="2" >
<p dir="RTL" ><span ><span ><strong>التطور الفصلي لإجمالي قروض بطاقات الائتمان</strong></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الفترة</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><strong><span >الإجمالي</span></strong><em><span >(مليار ريال)</span></em></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الأول 2019</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >15.63</span></span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثاني 2019</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >16.72</span></span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثالث 2019</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >18.28</span></span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الرابع 2019</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >19.05</span></span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الأول 2020</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >20.29</span></span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثاني 2020</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >20.08</span></span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثالث 2020</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >20.56</span></span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الرابع 2020</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >18.37</span></span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الأول 2021</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >17.76</span></span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثاني 2021</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span ><span >18.20</span></span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثالث 2021</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >19.19</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الرابع 2021</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >19.49</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الأول </span></strong><strong><span dir="LTR"><span >2022</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >19.60</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثاني </span></strong><strong><span dir="LTR"><span >2022</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >20.54</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثالث 2022</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >22.12</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الرابع 2022</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >23.07</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الأول 2023</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >23.55</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثاني 2023</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >24.91</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الثالث 2023</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >26.49</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span >الربع الرابع 2023</span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >27.07</span></span></span></p>
</td>
</tr>
<tr >
<td >
<p dir="RTL" ><span ><span ><strong><span ><span >الربع الأول 2024</span></span></strong></span></span></p>
</td>
<td >
<p align="center" dir="RTL" ><span ><span ><span >27.25</span></span></span></p>
</td>
</tr>
</tbody>
</table>

<div ></div>

<p><strong ><br>
</strong></p>


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